Health Insurance

Hope Insurance Brokerage Inc. we help you to find the health plans in NY that’s right for you and stop overpaying for coverage that doesn’t meet your needs. We believe that you deserve a customized health insurance quotes in NY that meets your budget and your health care needs. Some of the more popular options offered are HMO’s (Health Maintenance Organizations) POS (Point of service Plans) PPO’s (Preferred Provider Organizations) EPO’s (Exclusive Provider Organizations). You may also be interested in HSA’s (Health Savings Accounts known as self-funded), HDHP’s (High Deductible Health Plans) CDHP’s (Consumer Directed/Driven) and Catastrophic Health Insurance (major medical included). In addition, many of the companies we are partnered with offer several different NYS medical insurance plans to choose from. With most plans, basic coverage includes hospitalization, major medical, emergency care and many offer prescription coverages.

Medicare Supplement

Medicare Supplement, also known as Medigap, is private health insurance that helps supplement Original Medicare. Once Medicare pays its share of the covered health care costs, then the Medigap policy pays its share. Each plan is standardized by state and federal laws with premiums varying by each state and carrier. Plus, there are multiple plan options based on your budget and coverage needs.

Life Insurance

Life insurance is chosen based on the needs and goals of the owner. Term life insurance generally provides protection for a set period, while permanent insurance, such as whole and universal life, provides lifetime coverage. It's important to note that death benefits from all types of life insurance are generally income tax-free.